This document contains two policies: Terms of Service and Privacy Policy. Sections marked "[LAWYER REVIEW]" flag clauses where qualified legal counsel must confirm, refine, or replace placeholder language before publication.
Operating entity: Padoca LLC, a Delaware limited liability company (in formation). [LAWYER REVIEW: Confirm final registered name, formation date, and registered agent before publication. If formation is not complete at publish date, do not publish.]
Product status at drafting (July 2026): Live, invitation-only. Real user accounts, real briefs stored and processed. Paid subscriptions via Stripe are imminent; this draft is written paid-ready — billing sections take effect when paid tiers activate.
Primary domain: mynobs.co
Last updated: [DATE TO BE INSERTED AT PUBLICATION]
Effective: [DATE TO BE INSERTED AT PUBLICATION]
Provided for convenience; the formal terms below govern.
NoBS is an AI-powered tool that helps creative professionals interpret, translate, and track advertising and marketing briefs. Access is currently by invitation, in a beta phase; paid subscription plans are offered or will be offered. By accessing NoBS you agree to the terms below. The Service is provided "as is," may change at any time, and is not a substitute for your professional judgment — AI-generated outputs may contain errors and must always be verified against the original brief and your own expertise. We don't share briefs. We cut them.
By accessing, registering for, or using NoBS (the "Service"), you ("User," "you") agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you must not access or use the Service.
These Terms constitute a binding agreement between you and Padoca LLC, a Delaware limited liability company ("Padoca," "NoBS," "we," "us," "our"), which owns and operates the Service at mynobs.co.
If you use the Service on behalf of a company or other legal entity, you represent that you have authority to bind that entity, and "you" includes that entity.
NoBS uses artificial intelligence to assist creative professionals in interpreting, analyzing, translating, and tracking advertising and marketing briefs. Core functionality includes: translation of brief documents into structured outputs; identification of a brief's core tension and job-to-be-done; matching of reference campaigns; version tracking of brief changes over time; and generation of cumulative reports.
You acknowledge and agree that:
(a) The Service may be modified, updated, or improved at any time. Individual features may change or be removed.
(b) The Service depends on third-party providers (including AI model providers, hosting, and payment processors); interruptions in those services may cause interruptions in ours.
(c) The Service is a professional productivity tool, not professional advice. It does not replace your judgment, your agency's processes, or your obligations to your clients or employer.
(d) The Service is currently offered in a beta phase. During beta, features may be added, changed, or removed at a faster pace than in a general-availability release, and the Service may contain bugs, errors, or interruptions typical of software under active development. We work to fix issues promptly, but you should not rely on the Service being error-free. Beta status does not reduce our commitments in the Privacy Policy — your data is protected identically in beta and after.
(a) The Service uses large language models to generate outputs. AI-generated content may contain errors, omissions, inaccuracies, or content that appears plausible but is incorrect.
(b) Reference campaigns surfaced by the Service are drawn from AI recall subject to a verification step, but we do not warrant that any reference is accurate, current, or appropriately characterized.
(c) You are solely responsible for reviewing, verifying, and validating all AI-generated outputs before relying on them or presenting them to any third party.
(d) AI outputs generated from your briefs are provided for your use. As between you and Padoca, you own the outputs generated from your content, to the extent ownership can attach. [LAWYER REVIEW: Output ownership language — align with current state of AI-output IP law and OpenAI API terms.]
(a) You must be at least 18 years old to use the Service.
(b) You must provide accurate registration information and keep it current.
(c) You are responsible for safeguarding your account credentials and for all activity under your account. Notify us immediately at [CONTACT EMAIL] of any unauthorized use.
(d) One account per person. Accounts are personal and non-transferable.
(a) Access to the Service is currently granted via invitation codes. Each invitation carries entitlements set at issuance — including the number of briefs, the number of updates per brief, and an access duration — which are fixed at redemption and displayed within the Service.
(b) Free-tier access expires at the end of its stated duration. Upon expiry, the ability to generate new translations ends; your existing briefs, outputs, and exports remain viewable and exportable. Expiry never destroys your work.
(c) Invitation codes are non-transferable, have no cash value, and may be limited in number of redemptions. We may modify or discontinue the invitation program at any time; entitlements already redeemed will be honored for their stated duration.
[NOTE: This section activates when paid plans launch. LAWYER REVIEW entire section.]
(a) Plans. We offer paid subscription tiers with differing entitlements (brief quotas, update quotas, and feature access), as described at the point of purchase. Plan names, prices, and entitlements are stated in the Service and may change prospectively; changes do not affect a billing period already paid.
(b) Payment processing. Payments are processed by Stripe, Inc. ("Stripe"). We do not receive or store your full card number. Your payment information is handled by Stripe under Stripe's own terms and privacy policy. By purchasing, you also agree to Stripe's applicable terms. [LAWYER REVIEW: Confirm Stripe Services Agreement pass-through language.]
(c) Recurring billing. Subscriptions renew automatically each billing cycle until cancelled. By subscribing, you authorize us (via Stripe) to charge your payment method on a recurring basis at the then-current price for your plan. The renewal date, renewal price, and cancellation mechanism are disclosed at checkout and in your account.
(d) Usage cycles. Usage quotas (e.g., briefs per cycle) reset on a calendar-month basis in Coordinated Universal Time (UTC), independent of your billing date, unless stated otherwise for your plan.
(e) Price changes. We may change subscription prices with at least 30 days' notice before the change takes effect at your next renewal. If you do not accept a price change, cancel before it takes effect. [LAWYER REVIEW: Notice period adequacy per jurisdiction.]
(f) Taxes. Prices exclude applicable taxes unless stated otherwise. You are responsible for taxes we are required to collect.
(g) Failed payments. If a renewal charge fails, we may retry it and may suspend paid entitlements until payment succeeds. Suspension for non-payment follows the same principle as expiry: generation stops; your existing work remains viewable and exportable.
[NOTE: Activates with paid plans. LAWYER REVIEW entire section.]
(a) Cancellation. You may cancel your subscription at any time from your account. Cancellation takes effect at the end of the current paid billing period; you retain paid entitlements until then. We do not provide partial-period refunds except where required by law.
(b) Refunds. Except as required by applicable law, payments are non-refundable.
(c) EU/EEA/UK right of withdrawal. If you are a consumer in the EU, EEA, or UK, you have a statutory 14-day right of withdrawal from a distance contract. By subscribing, you expressly request immediate access to the digital service and acknowledge that you thereby lose your right of withdrawal once performance has begun, in accordance with Article 16(m) of Directive 2011/83/EU and equivalent UK provisions. This acknowledgment is captured at checkout. [LAWYER REVIEW: Exact consent mechanics at checkout; whether partial-period withdrawal refund applies before first use.]
(d) Account deletion vs. cancellation. Cancelling a subscription does not delete your account or data. Deleting your account (Section 13; Privacy Policy Section 8) is a separate, permanent action.
(a) Definition. "User Content" means briefs, documents, text, files, and any other material you upload to or create in the Service.
(b) Ownership. You retain all rights in your User Content. We claim no ownership of your briefs.
(c) License to us. You grant Padoca a limited, non-exclusive, worldwide license to host, store, process, transmit, and display your User Content solely as necessary to provide the Service to you — including transmitting brief content to our AI model provider for processing, generating outputs, producing exports, and delivering emails you request. This license ends when the content is deleted, subject to backup-cycle purging described in the Privacy Policy.
(d) No training. We do not use your User Content to train AI models, and we do not permit our AI provider to do so — API-submitted content is not used for model training under our provider's API terms. [LAWYER REVIEW: Confirm current OpenAI API data-usage terms at publication; align wording.]
(e) Confidentiality posture. We understand briefs may contain confidential client information. We do not sell, share, publish, or disclose your User Content to third parties except to the sub-processors necessary to run the Service (Privacy Policy Section 5) or as required by law.
(f) Your responsibility. You represent that you have the right to upload your User Content. If your employer's or client's confidentiality obligations prohibit sharing a brief with third-party processors, it is your responsibility not to upload it.
(g) Sharing. If you use a share feature, shared content reflects the content at the time the share was created. You control creation of shares; treat share links as sensitive.
You will not:
We may suspend or terminate accounts that violate this section.
(a) The Service — including its software, design, brand, the NoBS name and mark, output formats, tool library, and curated content — is owned by Padoca or its licensors and protected by intellectual-property laws.
(b) These Terms grant you a limited, revocable, non-exclusive, non-transferable right to use the Service for your internal professional purposes during your subscription or access period. No other rights are granted.
(c) Feedback you provide about the Service may be used by us without restriction or compensation.
The Service relies on third-party providers, including AI model APIs, cloud hosting, data storage, email delivery, document conversion, and payment processing (identified in the Privacy Policy). We are not responsible for third-party services' availability or acts, but we choose providers with appropriate contractual data protections.
(a) We may modify the Service at any time. Material reductions to paid-plan entitlements during a paid period will be remedied by a pro-rata credit or refund for the affected period. [LAWYER REVIEW: Remedy adequacy.]
(b) We may suspend the Service for maintenance, security, or legal reasons.
(c) If we discontinue the Service entirely, we will give at least 30 days' notice where practicable and keep export functionality available during the notice period so you can retrieve your work.
(a) You may stop using the Service at any time and may delete your account from within the Service, which permanently deletes your data as described in the Privacy Policy.
(b) We may suspend or terminate your access for material breach of these Terms, for unlawful use, or where required by law. Where practicable and lawful, we will provide notice and an opportunity to export your data.
(c) Sections that by their nature should survive termination (including Sections 8(b), 10, 14–17) survive.
THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, ACCURACY, OR UNINTERRUPTED AVAILABILITY. WE DO NOT WARRANT THAT AI-GENERATED OUTPUTS ARE ACCURATE, COMPLETE, OR SUITABLE FOR ANY PARTICULAR USE. SOME JURISDICTIONS DO NOT ALLOW EXCLUSION OF IMPLIED WARRANTIES; IN THOSE JURISDICTIONS THE EXCLUSIONS APPLY TO THE FULLEST EXTENT PERMITTED. [LAWYER REVIEW]
TO THE FULLEST EXTENT PERMITTED BY LAW: (a) PADOCA WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR FOR LOST PROFITS, LOST DATA, OR BUSINESS INTERRUPTION; AND (b) PADOCA'S TOTAL AGGREGATE LIABILITY ARISING OUT OF OR RELATING TO THE SERVICE WILL NOT EXCEED THE GREATER OF (i) THE AMOUNTS YOU PAID TO PADOCA IN THE TWELVE (12) MONTHS BEFORE THE EVENT GIVING RISE TO LIABILITY, OR (ii) ONE HUNDRED U.S. DOLLARS (US $100). NOTHING IN THESE TERMS EXCLUDES LIABILITY THAT CANNOT BE EXCLUDED BY LAW, INCLUDING (WHERE APPLICABLE) LIABILITY FOR GROSS NEGLIGENCE, WILLFUL MISCONDUCT, OR STATUTORY CONSUMER RIGHTS. [LAWYER REVIEW: Consumer-law carve-outs for EU/UK users.]
You will indemnify and hold harmless Padoca and its members, officers, and agents from claims, damages, and expenses (including reasonable attorneys' fees) arising from (a) your User Content, (b) your breach of these Terms, or (c) your violation of law or third-party rights, except to the extent caused by our own breach. [LAWYER REVIEW: May be unenforceable against consumers in EU/UK — consider a B2B/B2C split.]
(a) These Terms are governed by the laws of the State of Delaware, USA, excluding its conflict-of-law rules.
(b) Disputes will be resolved in the state or federal courts located in Delaware, and the parties consent to their jurisdiction. [LAWYER REVIEW: Consider arbitration clause + class-action waiver vs. court venue; mandatory local consumer forum rights in EU/UK override this for consumers.]
(c) Nothing in this section deprives a consumer of mandatory protections of the law of their country of residence.
We may update these Terms. For material changes we will give at least 14 days' notice via the Service or email before the new Terms take effect. Continued use after the effective date constitutes acceptance. If you do not agree, stop using the Service and, if applicable, cancel before the effective date.
These Terms (with the Privacy Policy and any plan-specific terms presented at checkout) are the entire agreement between you and Padoca regarding the Service. If any provision is unenforceable, the remainder stays in effect. Our failure to enforce a provision is not a waiver. You may not assign these Terms; we may assign them in connection with a merger, acquisition, or sale of assets. Notices to us: [CONTACT EMAIL]. Notices to you: your registered email.